If you're a passenger involved in a car accident in Tampa, it may seem like you avoid most of the hassle. After all, you can't be at fault if you weren't driving. But if you've been injured in the accident as a passenger, even if it was the other driver's fault, it's important to make sure you retain a personal injury attorney as soon as possible.
If you are injured as a passenger in a multi-car accident in Florida, you'll need to file a personal injury claim against both drivers. This is because Florida is a personal injury protection (PIP) state, also known as a no-fault state. If you were a driver in a car accident, even if the other party was at fault, your medical bills, unless they were extreme, would still fall under your own insurance policy. However, which insurance company covers a passenger's medical bills isn't so clear. This is why hiring a Tampa car accident lawyer who is familiar with PIP is important
In accidents where fault is clearcut, you will only need to file a PIP claim with the at-fault driver's insurance. However, in Tampa, fault is not always assigned totally to one driver or the other. Often, it is determined in percentages. For instance, let's say one driver is found mostly at fault, but the other driver had contributing negligence. The insurance companies may decide on an 85/15 split in fault. For you as an injured passenger, this means 85% of your bills may be covered by one company, and 15% by the other company.
At Coleman Law Group, we know car accident claims can be stressful and overwhelming. We're here to help with and give you personal injury advice to make sure you get a fair settlement. Call today to set up your personal injury attorney free consultation.